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Options for Health Insurance in the Netherlands

Options for health insurance: Are you considering a move to the Netherlands? If so, you may wonder what health insurance options are available in the country. This blog post will provide a comprehensive guide to how much health insurance in the Netherlands costs. Understanding the local health insurance system is essential to make an informed decision about your healthcare needs. Read on to learn more about health insurance in the Netherlands.

Different Types in the Netherlands

Health insurance in the Netherlands is a legal requirement for everyone. An individual can choose two types of health insurance plans: the public health insurance scheme and the private one.

The public health insurance scheme, known as ‘zorgverzekering’, is mandatory and managed by the government. It is the most common type of health insurance in the Netherlands and allows citizens to access primary medical care at discounted prices. All residents of the Netherlands are required to purchase this insurance regardless of age or income level.

The second type of health insurance in the Netherlands is private health insurance. This type of plan is not mandatory but can offer more comprehensive coverage and flexibility. Private health insurance covers a range of services, from specialist treatment to dental care, and allows individuals to choose from various providers. Private health insurance can also be purchased with the public health insurance scheme.

Costs of health insurance in the Netherlands

The cost of health insurance in the Netherlands can vary greatly depending on your age, circumstances and the type of insurance you choose.

For those aged 18 to 35, the basic health insurance package offered by most providers is reasonably affordable. A basic plan typically costs around €70 – €90 per month and may include coverage for doctor visits, hospital stays, prescriptions, etc.

You will likely pay more for your health insurance plan if you need more comprehensive coverage. Such as for dentistry, vision care, or alternative therapies. These plans can range from €100 – €150 per month, depending on the provider and the level of coverage you choose.


Ultimately, health insurance in the Netherlands is a substantial investment that can help you stay healthy and protect you from financial hardship if you become ill or injured. Research and compare prices to find a plan that meets your needs and budget.


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